401k Contribution Limits 2025 Catch Up Total Return. The 401 (k) contribution limit for individuals has been increased to $23,000 for 2025. The maximum roth ira contribution limit for 2025 is the same as for 2025, which is $7,000 for those under 50, and an additional $1,000 in catch up contribution for those 50 and.
Here’s how you can save more in 2025. If you’re age 50 or older, you get to benefit from higher contribution limits to help your retirement accounts catch up.